Short Sales

What is a short sale?

Short Sales and Choosing a Reputable Realtor Can Save Your Future!

NOT SURE IF YOU QUALIFY FOR A SHORT SALE?

·         Have you been Turned Down for a Loan Modification?

·         Owe more than your house is worth?

·         Having difficulty making your mortgage payments?

·         Do you want to postpone foreclosure and avoid deficiency judgments?

·         Do you want to dispose of your debt and avoid future collections?

·         Are your mortgage adjustments skyrocketing?

·         Want to sell your house but there is not enough equity?

·         Do you want to postpone or Avoid Foreclosure and get a fresh start?

·         Do you want a discreet and sign less marketing approach?

What effect will a short sale vs. a foreclosure have on my credit?

The entire real estate market has taken a huge tumble due to the recent economy, but avoiding foreclosure is something you want to do if at all possible. Short sales are a good option, and a reputable Century 21 Home Land Realtors realtor can help you through the entire process. A knowledgeable real estate agent can help you avoid ruining your credit, and work out a solution that is best for your particular situation.

Walking away from your home is not advisable in most cases. Falling behind on your mortgage payments is becoming more and more common, and homeowners find themselves depleting their savings trying to keep up. Many find themselves in a situation that leaves them feeling that letting their home go is the only solution. When you try to solve the problem yourself, it can be very stressful. Help is available, and you can often avoid foreclosure and the problems it may generate.

If you own a home in California, a short sale is not always the answer, but for many it is a very attractive alternative. A California real estate agent who specializes and is certified in this area can help you understand the process, and work with your lender to negotiate a lower pay-off amount. One thing that is absolutely necessary is that you get your home down to a price where it will sell in the current market, and a Century 21 Home Land Realtors experienced realtor is your best bet in accomplishing this.

Foreclosure absolutely ruins your credit, and prevents you from purchasing another home for years. Not to mention the fact that there is a certain stigma attached and you often feel embarrassed, as if the whole world knows what you are going through. Unless there is no way around it, this is the very last thing you should do. A good realtor who is experienced in short sales will help in creating a unique marketing plan, very discrete so that you can get your home sold in the quickest time possible.

Lenders are becoming more and more receptive to the short sale process. You, as a homeowner, want to avoid bankruptcy or having liens applied to other assets you may own. Financially, you may be in a very tight spot. Is there a solution? Absolutely! Contact an experienced Century 21 Home Land Realtors realtor who specializes in helping homeowners avoid foreclosure, and face a much brighter future!